Company Name
Financial Report: Month Year
Generated by PlainFinancials.com on
PlainFinancials — Monthly Briefing
Company Name
Safe
Generated
PlainFinancials.com
PlainFinancials.com
Your business made sales — but ended the month losing money, and you have almost no cash left.
01
Your Four Key Numbers
Revenue
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--
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--
--
--
--
02
Profit & Loss Summary
Where the money went
Revenue Total sales this month
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100%
Cost of Goods Sold Direct costs
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--
Gross Profit
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--
Operating Expenses Rent, salaries, admin, marketing
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--
EBITDA*
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--
Net Income
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--
*Calculated as Operating Profit (Revenue - COGS - OPEX). Equals EBITDA when no depreciation/amortization is reported.
03
What This Means
Plain English interpretation
05
Working Capital Health
How fast cash flows through the business
How fast customers pay you
DSO — Days Sales Outstanding
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days to collect
How long stock sits unsold
DIO — Days Inventory Outstanding
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days in stock
How fast you pay suppliers
DPO — Days Payable Outstanding
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days to pay
How long your money is tied up
Cash Conversion Cycle (CCC)
-- days
| Your Business | Industry Target | Difference | |
|---|---|---|---|
| What customers owe you | -- | -- | -- |
| Stock on hand | -- | -- | -- |
| What you owe suppliers | -- | -- | -- |
| Cash tied up in the business | -- | -- | -- |
06
How Long Your Cash Will Last
Cash Runway
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months
08
Cash Generated
Free Cash Flow
Net Profit
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Cash tied up in customers & inventory
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Equipment & asset purchases
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Cash Generated
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--
09
Your Business at a Glance
Ready to share
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Use this when your bank, partner, or accountant asks how the business is doing.
10
Your 3 Actions This Week
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Key Financial Ratios
Income Statement
| Line Item | Amount | % Revenue | Industry Avg | Variance |
|---|
Working Capital Cycle
| Metric | Actual | Industry Target | Status |
|---|
Free Cash Flow & Debt Service
| Item | Amount |
|---|