Stop staring at confusing spreadsheets. Upload your financials and get a report that actually makes sense, written like a friend explaining over coffee.
"Good month for sales, but you are spending faster than collecting. Cash will be tight in 6 weeks unless you chase overdue invoices."
Your accountant sends reports full of jargon. You nod along, pretending you get it. You see numbers but have no idea if they are healthy or a warning sign.
The P&L says you made money. Your bank account disagrees. Should you hire? Expand? You are guessing, not knowing.
Upload your data. Get clarity. Take action.
Revenue: $1,245,892
COGS: $891,204
Gross Margin: 28.48%
EBITDA: $156,402
DSO: 47 days
Current Ratio: 1.2
You made $156K profit, and that is good!
But your margins dropped 2% because supplier costs went up.
Cash is tight: you have 6 weeks of runway.
Customers take 47 days to pay you. That is too slow.
Action: Chase the $78K in overdue invoices this week.
Key in 5-6 figures from your P&L and balance sheet. Takes about 2 minutes.
We crunch the numbers, calculate key ratios, and identify what matters most for your business.
A clear, simple briefing in plain English. What happened, why it matters, and what to do.
Get 3 specific actions for this week. Share the report with partners or your accountant.
Clear briefings that tell you exactly what is happening in your business, in words you understand.
Not just "here is what happened", but specific actions you can take right now.
Instant traffic-light view: Safe, Tight, or Danger. Know where you stand at a glance.
See where your cash is heading over the next 3 months based on your payment patterns.
Compare your margins and ratios to typical businesses in your industry.
Download a clean PDF summary to share with your bank, investors, or business partners.
Start free. Upgrade when you need more.
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Monthly clarity for your business
$300/year (save 2 months)
For growing businesses
$850/year (save 2 months)
Book a 30-minute call with a chartered accountant who speaks plain English.
Financial reports should inform decisions, not confuse them.
Most business owners are brilliant at what they do: running operations, serving customers, building products. But they never learned to read a balance sheet, and traditional financial reports were not designed for them.
PlainFinancials bridges the gap between accounting output and business decisions. We take the numbers your accountant produces and translate them into clear insights you can act on.
No jargon. No confusion. Just clarity.
No. Your accountant handles compliance: VAT filing, bookkeeping, etc. We translate their output into insights you can actually use. Think of us as the explanation layer between your accountant and your decision-making.
Just 5-6 figures: Revenue, Cost of Goods Sold, Operating Expenses, Net Profit, Cash in Bank, and Accounts Receivable. You can get these from your accountant's monthly report or your accounting software.
Absolutely. We use bank-level encryption, do not store your data longer than needed, and never share it with anyone. You can delete your data anytime.
The calculations are precise, using standard financial ratios and formulas. The insights are based on your actual numbers and industry benchmarks. For major business decisions, we always recommend consulting with your accountant.
Try PlainFinancials free. Get your first report in 2 minutes.
Analyze My NumbersNo signup required. No credit card. Just clarity.